PaySwift

Current solutions require an investment of time and money into full-scale commerce platforms. These solutions carry high monthly fees on top of transaction fees and hardware costs. In addition, commerce platforms have steep learning curves, so they are not ideal for the average small business owner who is not technologically inclined. To accept multiple payment methods without using a commerce platform, each payment method would have to be individually integrated into a custom-built website. Not only does this require professional software development skills to utilize the payment gateway APIs, but it also adds recurring costs in maintenance and account management. These payment gateways also carry high processing fees, which diminish profit margins.